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Case Studies in Complex Damage Assessments
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Case Studies in Complex Damage Assessments

Our Work in Action

At LFG Building Consultants, we specialize in third-party damage assessments that deliver accuracy, speed, and credibility when it matters most. Our team brings extensive experience managing complex assignments across a wide variety of occupancies and industries—each with its own unique challenges and insurance considerations.

From storm-damaged resorts to fire-impacted manufacturing plants and large-scale municipal losses, our case studies reflect the depth of our expertise and the trust placed in us by insurance carriers, attorneys, and property stakeholders.

We’ve successfully assessed and managed property losses in sectors including:

Damage type: Tornado Damage Assessment

ROM: $179 Million | Produced In 14 Days

Scope: 12 Locations | 105 Assets

State Government Buildings

Tornado Loss in Midwest

A significant tornado event impacted 12 state-owned locations and 105 assets in Midwest, including historical structures and facilities for the National Guard, Department of Corrections, General Services, and a major university. Our consultants produced a $179M ROM within 14 days and supported eight interagency divisions under an aggregate policy with no building-specific TIVs. The team collaborated from the date of loss through final resolution, providing damage assessments, cost estimating, bid development and review, ACV calculations, invoice and cost comparisons, and complete reconciliation to support settlement.

Damage type : Tornado Damage Assessment

ROM: $179 Million | Produced In 14 Days

Scope :12 Locations | 105 Assets

State Government Buildings

LFG Scope of Work

LFG worked from date of loss through final resolution, providing comprehensive third-party services including:

  • - Damage Assessments
  • - Cost Estimating
  • - Bid Creation and Acceptance
  • - Invoice and Cost Comparatives
  • - Reconciliation and Settlement Support

Type of Risk: Hurricane Damage Assessment

ROM: $22.5M

Size: 281,000+ SF

Resort Builder's Risk

Fire Loss in North Carolina

A major hurricane impacted a 281,000+ square-foot resort project in south Florida under a builder’s risk policy, resulting in a combined wind and flood ROM of $22.5 million. LFG Building Consultants provided comprehensive project oversight throughout the mitigation process and delivered specialized forensic accounting services to validate and value staged construction materials. Working closely with the general contractor, ownership, and the adjustment team, LFG helped establish an accurate scope of work, period of restoration, and associated soft costs for business interruption calculations, while reconciling monthly pay applications for the duration of the project.

Type of Risk : Hurricane Damage Assessment

ROM: $22.5M

Size : 281,000+ SF

Resort Builder's Risk

  • - Collaborated with all parties to determine:
  • - Accurate scope of work
  • - Period of restoration
  • - Soft costs and business interruption calculations

– Worked closely with the general contractor and adjustment team to reconcile monthly pay applications throughout the project

Damage type: Fire

Loss value: $46M

Size: 70k SQ FT

MANUFACTURING PLANT

Fire Loss in North Carolina

A fire caused extensive damage to a 70,000-square-foot manufacturing plant in North Carolina, with 30,000 square feet heavily affected and a total loss value of $46 million. LFG Building Consultants was engaged to provide full project oversight, coordinating efficient emergency mitigation and permanent repairs. Through proactive management and close collaboration with all stakeholders, the team helped the facility resume partial operations in under 30 days while long-term repairs continued.

Damage type: Flood and Tornado

Scope: 54 Campuses | 393 Assets

ROM: Two separate loss events within 30 days

Flood County School District

Flood & Tornado Losses

Within a 30-day period, a Florida county school district experienced two major losses—a flood and a tornado—impacting 54 campuses and 393 total assets. LFG Building Consultants mobilized rapidly, producing a $4.2M ROM in three days for flood damage affecting 6 campuses and 32 assets, and a $5.7M ROM in five days for tornado damage across 16 campuses and 105 assets. Because of the aggregate deductible, LFG conducted a comprehensive assessment of all district campuses and assets, delivering accurate valuations to support efficient recovery planning.

STATE GOVERNMENT BUILDINGS - TN

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BEACHSIDE RESORT - FL

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MANUFACTURING PLANT - GA

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COUNTY SCHOOL - FL

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What Our Clients Say

Working with LFG has raised the standard on our claims. They combine deep construction knowledge with modern tools and technology, delivering insights we simply can’t get anywhere else.

Chief Claims Officer, International Insurance Firm

LFG’s team consistently delivers clear, well-documented findings that withstand scrutiny. Their technical expertise and attention to detail make them a trusted partner on high-value and complex claims.

Executive General Adjuster, Global Independent Adjusting Firm

When timing is critical, LFG is there. Their responsiveness and ability to mobilize quickly have been essential in helping us keep projects and claims moving forward without delays

Claims Manager, TPA

We rely on LFG for their impartial perspective. Their reports are thorough, objective, and backed by solid data — exactly what’s needed when accuracy and fairness matter most.
Claims Manager, National Insurance Company
The professionalism of LFG sets them apart. They communicate clearly, handle sensitive matters with care, and are always willing to walk us through their findings. They make complex issues easy to understand.
Property Manager, Multifamily Risk Manager

LFG brings the rare combination of technical know-how, responsiveness, and professionalism. They’ve been invaluable on complex claims where accuracy and impartiality are critical.

– Claims Manager, National Insurance Carrier

What Our Clients Say

LFG brings the rare combination of technical know-how, responsiveness, and professionalism. They’ve been invaluable on complex claims where accuracy and impartiality are critical.

– Claims Manager, National Insurance Carrier

What Our Clients Say

Working with LFG has raised the standard on our claims. They combine deep construction knowledge with modern tools and technology, delivering insights we simply can’t get anywhere else.
Chief Claims Officer, International Insurance Firm

LFG’s team consistently delivers clear, well-documented findings that withstand scrutiny. Their technical expertise and attention to detail make them a trusted partner on high-value and complex claims.

Executive General Adjuster, Global Independent Adjusting Firm

When timing is critical, LFG is there. Their responsiveness and ability to mobilize quickly have been essential in helping us keep projects and claims moving forward without delays

Claims Manager, TPA

We rely on LFG for their impartial perspective. Their reports are thorough, objective, and backed by solid data — exactly what’s needed when accuracy and fairness matter most.
Claims Manager, National Insurance Company
The professionalism of LFG sets them apart. They communicate clearly, handle sensitive matters with care, and are always willing to walk us through their findings. They make complex issues easy to understand.
Property Manager, Multifamily Risk Manager
The professionalism of LFG sets them apart. They communicate clearly, handle sensitive matters with care, and are always willing to walk us through their findings. They make complex issues easy to understand.
Property Manager, Multifamily Risk Manager

Damage type: Tornado Damage Assessment

Timing: $179 Million | Produced In 14 Days

Scope: 12 Locations | 105 Assets

State Government Buildings

Tornado Loss in Midwest

A significant tornado event impacted 12 state-owned locations and 105 assets in Midwest, including historical structures and facilities for the National Guard, Department of Corrections, General Services, and a major university. Our consultants produced a $179M ROM within 14 days and supported eight interagency divisions under an aggregate policy with no building-specific TIVs. The team collaborated from the date of loss through final resolution, providing damage assessments, cost estimating, bid development and review, ACV calculations, invoice and cost comparisons, and complete reconciliation to support settlement.

Type of Risk: Hurricane Damage Assessment

Timing: $22.5M

Size: 281,000+ SF

Florida Resort

Builder’s Risk Hurricane Loss

A major hurricane impacted a 281,000+ square-foot resort project in south Florida under a builder’s risk policy, resulting in a combined wind and flood ROM of $22.5 million. LFG Building Consultants provided comprehensive project oversight throughout the mitigation process and delivered specialized forensic accounting services to validate and value staged construction materials. Working closely with the general contractor, ownership, and the adjustment team, LFG helped establish an accurate scope of work, period of restoration, and associated soft costs for business interruption calculations, while reconciling monthly pay applications for the duration of the project.

Damage type: Fire

Loss value: $46M

Size: 70k SQ FT

MANUFACTURING PLANT

Fire Loss in North Carolina

A fire caused extensive damage to a 70,000-square-foot manufacturing plant in North Carolina, with 30,000 square feet heavily affected and a total loss value of $46 million. LFG Building Consultants was engaged to provide full project oversight, coordinating efficient emergency mitigation and permanent repairs. Through proactive management and close collaboration with all stakeholders, the team helped the facility resume partial operations in under 30 days while long-term repairs continued.

Damage type: Flood and Tornado

Timing: Two separate loss events within 30 days

Scope: 54 Campuses | 393 Assets

Flood County School District

Flood & Tornado Losses

Within a 30-day period, a Florida county school district experienced two major losses—a flood and a tornado—impacting 54 campuses and 393 total assets. LFG Building Consultants mobilized rapidly, producing a $4.2M ROM in three days for flood damage affecting 6 campuses and 32 assets, and a $5.7M ROM in five days for tornado damage across 16 campuses and 105 assets. Because of the aggregate deductible, LFG conducted a comprehensive assessment of all district campuses and assets, delivering accurate valuations to support efficient recovery planning.